Florida Loan Modifications has been serving families like yourself for more than 25 years. We serve loan modifications to clients locally here in Florida and Nationwide. Please use this site as a resource to learn more about loan modifications and how they can help your family save your home from foreclosure.
If you are current on your mortgage payments, it’s called refinancing. You can not have a loan modification if you are current on your mortgage payments, but there are some solutions for homeowners who are paying their home mortgages.
Refinancing Instead of a Loan Modification
You can refinance any time you want, if you find a better loan. Get in touch with a lender (your lender, or any other lender) tell them what kind of loan your have now and ask if they have anything better.
Loan Modification If You Are Current?
Unfortunately the bank regulators are only interested in helping homeowners who have missed payments, as opposed to helping people who are current on their mortgage and haven’t fallen into debt.
This is yet another case of people getting bailed out, but the only alternative is to not bail these people out and have them get foreclosed and have property values continue to plunge.
