Florida Loan Modifications has been serving families like yourself for more than 25 years. We serve loan modifications to clients locally here in Florida and Nationwide. Please use this site as a resource to learn more about loan modifications and how they can help your family save your home from foreclosure.
If your lender offers to modify your adjustable rate mortgage, and give you a shorter ARM, then you can still refinance your loan and get the loan modification you need.
Mortgage Brokers Can Help You Modify Your Home Loan
You can go to a mortgage broker and tell them you’re looking for a loan modification. The mortgage brokers work for individual homeowners as opposed to working for the bank. When you go to the bank and ask for a loan modification on your mortgage, they are only going to sell you what is going to make the bank the most money.
The job of a mortgage broker is to sell products that the client or homeowner wants and needs to buy. So go to a mortgage broker, explain the situation to them, and then they are paid only if they can find a product that suits your needs.
Don’t be disappointed if your lender doesn’t offer to refinance your mortgage or give you the modification you want. You can always refinance and modify your mortgage with another bank or lender and save your home from foreclosure.
Signup For the FDIC Loan Program
If you are looking for another way to modify your mortgage loan, you can contact the FDIC and apply for their new loan modification program.
Where should borrowers interested in the program call to apply?
Borrowers who are delinquent or who are experiencing financial hardship and are falling behind on their IndyMac Federal mortgage should call 1-800-781-7399 to speak with an IndyMac Federal customer service representative. Please also use our resources on the site to find a representative that can represent you and help you save your mortgage from foreclosure.
